Terms of Service

1. Acceptance

By using Newton Simon, operated by Newton Simon Advertising and Marketing, Inc., you agree to these Terms and to our Privacy Notice, Consent to Credit Inquiry, Electronic Records Consent and Loan Disclosures.

2. The service

Newton Simon is a free service that, with your consent, shares your loan request with participating lenders. Newton Simon is not a lender or broker, does not decide on credit or make offers, and is not a party to any loan agreement.

3. Eligibility

You must be a U.S. resident aged 18 or older (19 in Alabama and Nebraska, 21 in Mississippi) and able to form a binding contract.

4. Your information

Provide only true, complete and current information about yourself. False or fraudulent requests may be reported to law enforcement.

5. No guarantee

We do not guarantee any match, contact, offer, approval, amount, rate or term.

6. Your loan

Any loan is a contract solely between you and the lender, which is responsible for disclosures, funding, servicing and collection. Newton Simon is not responsible for lender decisions or conduct.

7. Fees

The service is free to you. Lender compensation is explained in Partner Compensation.

8. Communications consent

By submitting a request, you agree that Newton Simon, participating lenders and partners may contact you about it and about related offers by call, text and email at the details you provide, including with automated technology or prerecorded messages where permitted by law. Carrier rates may apply. This consent is not a condition of any loan. Revoke it by texting STOP, unsubscribing or contacting us; contact lenders directly to stop their communications.

9. Acceptable use

Do not interfere with, overload, scrape or attempt unauthorized access to the service, submit automated or false requests, or reuse our content commercially. Content and trademarks belong to Newton Simon Advertising and Marketing, Inc..

10. Disclaimers and liability

The service is provided “as is.” As far as the law allows, we disclaim implied warranties and are not liable for indirect or consequential losses or for lender acts. Consumer protection rights are not limited.

11. Governing law

These Terms are governed by the laws of the State of Georgia. Disputes will be heard in the state or federal courts serving Gwinnett County, Georgia, unless the law requires otherwise.

12. Changes

We may change these Terms and will update the effective date. Continued use means acceptance.

13. Contact